SaaS end-to-end lending software

One platform to run your entire lending business

Launch, manage, and scale lending with one fully managed SaaS platform. From loan origination and credit decisions to servicing, repayments, and collections - all tailored to your business.

  • End-to-end lending
  • Flexible by design
  • Fully managed SaaS
  • We handle the tech

Who it's for

Built for lenders atevery stage

Whether you're launching a new lending business or improving an existing one, EasyFlow adapts to your products, processes, and operational needs.

Two colleagues reviewing a lending platform on a laptop

New lenders

Starting a lending business?

Launch with a ready-to-use lending platform instead of building your software from scratch.

  • Get the essential lending tools in one platform
  • Adapt the system to your lending products and rules
  • Avoid the cost of building your own infrastructure
A lending team reviewing loan documents in a meeting

Existing lenders

Already in lending?

Replace disconnected tools and manual processes with a unified platform built around your operations.

  • Automate your lending workflows
  • Manage the entire loan lifecycle in one system
  • Adapt workflows as your business evolves

Supported lending products

Supporting a wide range of lending products

Personal loans · BNPL · SME lending · Payday loans · Secured loans · Factoring · Credit lines · Mortgages

The lending lifecycle

Every stage of lending. One connected platform

From the first loan application to the final repayment, EasyFlow brings your entire lending process together - with connected workflows, shared data, and less manual work.

  1. 01

    Loan application

    Let borrowers apply online, select loan terms, and submit their information.

  2. 02

    Verification & risk

    Verify identities, check financial data, and assess borrower risk.

  3. 03

    Credit decisioning

    Apply your lending rules, approve applications, and generate agreements.

  4. 04

    Loan disbursement

    Manage contract signing and issue approved loans through connected payment services.

  5. 05

    Loan servicing

    Manage balances, repayment schedules, payments, and loan changes.

  6. 06

    Collections & closure

    Track overdue loans, manage collections, and close loans when obligations are settled.

Across every stage

Reporting & analytics

Track loan portfolio performance, repayments, and overdue loans with real-time dashboards.

One system. One source of data

Every step stays connected, so your team can work with the same up-to-date information throughout the loan lifecycle.

Explore the platform

One platform. Three powerful interfaces

A seamless experience for borrowers, complete control for your team, and real-time insights for decision-makers - all working together in one system.

For your borrowers

Give borrowers control over their loans

Let customers apply for loans, track applications, manage repayments, and access their loan information anytime - all through a self-service portal.

  • Online loan applications
  • Loan balances and repayment schedules
  • Payments and loan management

Different interfaces. One connected system

Every module works with the same data, keeping borrowers, operations, and reporting in sync.

Platform capabilities

Powerful lending tools. Built around your business

Configure lending products, automate complex workflows, and manage day-to-day operations with a platform designed to fit the way you lend.

01

Flexible Loan Products

Set up lending products with your own terms, interest rates, fees, repayment schedules, and calculation rules.

02

Automated Verification

Connect identity verification, open banking, and compliance checks directly to your application workflow.

03

Credit Decisioning

Apply your credit policies, automate scoring and approval workflows, and route cases for manual review when needed.

04

Workflow Automation

Connect tasks, decisions, documents, and external services into automated processes that follow your business rules.

05

Advanced Loan Management

Manage repayment schedules, payment allocation, early settlements, restructuring, and overdue loans in one system.

06

Security & Compliance

Keep your lending operations secure with detailed audit trails, activity tracking, and platform capabilities designed to support GDPR and DORA compliance requirements.

Want to see how these capabilities work together in your lending operation?

Why EasyFlow

Less complexity. More lending

Spend less time building, maintaining, and managing software - and more time growing your lending business.

Get started with a ready-built lending platform instead of developing your own system from scratch. Your lending products, rules, and workflows are configured around your business - without a major upfront software development project.

Ready-built platform, configured for you.

Replace disconnected tools, spreadsheets, and repetitive manual tasks with connected lending workflows. Keep applications, decisions, payments, and collections moving through one system.

Connected processes, less manual work.

No need to manage your own lending software infrastructure. Our team handles platform configuration, deployment, hosting, maintenance, and updates - so yours can focus on running the lending business.

Your lending operations, our technical responsibility.

Flexible by design

Your business. Your rules. Your EasyFlow

No two lenders operate exactly alike. That's why EasyFlow is configured around your lending products, credit policies, calculations, and workflows - not the other way around.

One platform. Configured for the way you lend

Our team adapts EasyFlow's standard modules to your business requirements, so your operations follow the rules and processes that work for you.

Loan Products & Terms

Loan types, amounts, durations, rates, and fees.

Calculations & Repayments

Interest calculations, schedules, and repayment rules.

Credit Policies & Decisioning

Scoring criteria, decision rules, and approval flows.

Operational Workflows

Application stages, tasks, and automated actions.

Organisation & Access

Company structure, teams, roles, and permissions.

Regulatory Requirements

Configuration aligned with applicable local requirements.

Platform configuration

Loan product

Illustrative

Product type

Personal loan

Interest rate

20% p.a.

Repayment frequency

Monthly

Repayment rules

Annuity

Credit decision workflow

ApplicationVerificationRisk checkDecision
  • Configured by the Lender team
  • Standard-module configuration included

Configuration included. Custom development when needed

We configure standard modules as part of your subscription. If your requirements go beyond the platform's existing capabilities, additional development is scoped and quoted separately - with your approval.

Managed SaaS & Integrations

Your lending business. Our technical responsibility

We handle the technology behind your lending operations - from platform setup and infrastructure to ongoing maintenance and integrations. One platform, one technical partner, less complexity for your team.

We take care of the technology

Platform Configuration

We configure EasyFlow's standard modules around your lending products, workflows, calculations, and rules.

Infrastructure & Deployment

We manage platform deployment, hosting, and the infrastructure required to run your lending software.

Maintenance & Updates

We maintain the platform, deliver updates, and provide ongoing technical support.

Third-Party Integrations

We connect the external services your lending processes depend on, with additional integrations scoped as needed.

Connected to the services your lending business needs

Bring identity verification, financial data, payments, and other essential services into your lending workflows.

KYC & AML

Open Banking

E-Signatures

Payments

Credit Bureaus

Other Services

EasyFlow

One connected lending platform

Already using a specific provider?

We can assess how to connect your existing services to EasyFlow, including providers outside our current integration catalogue.

One subscription. A managed lending platform

Your subscription covers the platform, standard-module configuration, hosting, support, and ongoing platform updates. Additional development is scoped and quoted separately when required.

Getting started

From first conversation to live lending

Tell us how your lending business works. We'll help you assess the fit, configure the platform, and get your operations running - while our team handles the technical work.

  1. Step 01

    Discovery & Demo

    We learn about your lending business, show you EasyFlow in action, and discuss how the platform fits your needs.

    Understand the possibilities.

  2. Step 02

    Solution & Fit Review

    Our business analyst maps your products, workflows, and requirements against EasyFlow's capabilities. You'll know what can be configured, what needs additional development, and what it will cost.

    A clear scope and proposal.

  3. Step 03

    Configuration & Onboarding

    Our team configures the platform, connects the agreed integrations, prepares the infrastructure, and trains your team for launch.

    A platform configured for your business.

  4. Step 04

    Go Live & Ongoing Support

    Launch your lending operations with EasyFlow. We continue to manage hosting, maintenance, updates, and technical support as your business evolves.

    Launch with ongoing technical support.

You bring the lending expertise. We handle the technology

You define your business requirements and approve the solution. We take care of standard-module configuration, deployment, and ongoing platform operations.

  • Standard-module configuration included in your subscription.
  • Additional development scoped and quoted before work begins.

Your next step? A conversation

See EasyFlow in action and find out how it could work for your lending business.

Client testimonials

Trusted by the people behind lending businesses

Discover what our clients say about working with EasyFlow.

Pricing & plans

Simple pricing. Built to scale with you

One end-to-end lending platform, flexible plans, and a technical team that handles the setup and infrastructure. Choose the option that fits your business.

  • Launch

    For new lending businesses

    €3,000/ month

    Launch your lending business with a complete platform, ready to be configured around your operations.

    What's included

    • Full lending lifecycle (LOS + LMS)
    • Customer Portal & Back Office
    • Credit decisioning & collections
    • Real-time dashboards
    • Standard loan product configuration
    • Managed hosting & infrastructure
    • Maintenance, updates & support
  • Growth

    Recommended

    For growing lending companies

    €5,000/ month

    Scale lending operations with more sophisticated workflows, integrations, and configuration options.

    Everything in Launch, plus:

    • Advanced workflow configuration
    • Complex loan product setup
    • Additional integration options
    • More sophisticated decisioning rules
    • Advanced collections configuration
    • Enhanced reporting setup
    • Extended onboarding & support
  • Enterprise

    For complex lending organisations

    Custompricing

    A platform deployment designed around complex lending operations, technical requirements, and organisational needs.

    Everything in Growth, plus:

    • Complex organisational structures
    • Tailored integration architecture
    • Custom development options
    • Advanced permissions & workflows
    • Data migration planning
    • Infrastructure requirements review
    • Custom SLA & support options

Every plan includes managed SaaS

Our team handles standard-module configuration, deployment, hosting, maintenance, and platform updates. Additional development, third-party services, and integrations beyond the agreed scope may be quoted separately.

Pricing is indicative and subject to confirmation based on your requirements. Final scope and commercial terms are agreed individually.

Let's talk lending

Ready to take your lending business to the next level?

See how EasyFlow can support your lending products, automate your workflows, and simplify your operations. Book a personalised demo and discover what the platform can do for your business.

A live walkthrough tailored to your business needs.

EasyFlow - Workflow automation you subscribe to.